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Current Loan Rates
Rates are effective as of: 8/28/2008
Mortgage Services Program Rate Points Annual Percentage Rate Payment / $1,000 30 Year Fixed 6.625% 0 6.73% $6.40 30 Year Fixed 6.375% 2 6.67% $6.24 15 Year Fixed 6.25% 0 6.42% $8.57 15 Year Fixed 6.00% 1.5 6.41% $8.44 1 Year Adjustable (thirty-year loan) 5.75% 0 7.32% $5.84 1 Year Adjustable (fifteen-year loan) 5.625% 0 7.26% $8.24 3/1 Adjustable 5.875% 0 5.41% $5.92 5/1 Adjustable 6.00% 0 5.50% $6.00 The interest rates and loan fees referenced above are representative of the rates and terms available through Midland Federal Savings & Loan. Rates are subject to change without notice, and vary according to the property and specific loan characteristics. Please contact one of our loan officers for a customized mortgage loan quote.
Fixed Rate Home Equity Loan / Home Improvement Loans Term Rate Annual Percentage Rate Payment / $1,000 36 Months (3 Years) 6.625% 6.875% $30.71 60 Months (5 Years) 6.75% 7.125% $19.68 84 Months (7 Years) 7.00% 7.50% $15.09 120 Months (10 Years) 7.125% 7.625% $11.68 180 Months (15 Years) 7.25% 7.875% $9.13
Fixed Rate Home Equity Loan / Home Improvement Loans
Estimated Closing Costs:Loan Amount Cost $25,000 or more NO FEES less than $25,000 $215.00 Rates are subject to change without notice.
Home Equity Line of Credit Term Loan Amount Rate 5 Year $50,000 or more Prime Rate minus 1/2% 5 Year $25,000 - $49,000 Prime Rate 5 Year less than $25,000 Prime Rate plus 1/2%
Home Equity Line of Credit
Estimated Closing Costs:Loan Amount Cost $25,000 or more NO FEES less than $25,000 $235.00 Rates are subject to change without notice.
Auto Loans - New Vehicles
2006 & 2007Term Rate Down Payment Monthly Payment Rate Down Payment Monthly Payment 36 Months 6.50% 20% $245.19 6.25% 30% $213.75 48 Months 6.625% 20% $190.20 6.375% 30% $165.62 60 Months 6.75% 20% $157.47 6.50% 30% $136.96 Sample monthly payments are calculated for a $10,000.00 loan. Call (708) 598-9400 for information regarding loans on older model used vehicles. The rates on all new and used vehicle loans referenced above are subject to change without notice.
Auto Loans - Used Vehicles
2005Term Rate Down Payment Monthly Payment Rate Down Payment Monthly Payment 36 Months 7.25% 20% $247.93 7.0% 30% $216.14 48 Months 7.25% 20% $192.50 7.0% 30% $167.62 Sample monthly payments are calculated for a $10,000.00 loan. Call (708) 598-9400 for information regarding loans on older model used vehicles. The rates on all new and used vehicle loans referenced above are subject to change without notice.