Current Savings Rates
Rates are effective as of: 8/28/2008


Savings Accounts
Account Type Minimum To Open Minimum Balance To Obtain APY Interest Rate Annual Percentage Yield (APY)
Passbook Savings $100.00 n/a 0.75% 0.75%
Statement Savings $100.00 n/a 0.75% 0.75%
Christmas Club $5.00 n/a 0.75% 0.75%
All savings accounts APY's are subject to change without notice. Fees may reduce earnings.


Checking Accounts
Account Type Minimum To Open Minimum Balance To Obtain APY Interest Rate Annual Percentage Yield (APY)
NOW Account $750.00 $250.00 0.50% 0.50%
Super NOW Account (Balance of $2,500.00 and over) $2,500.00 $500.00 1.00% 1.01%
Super NOW Account (Balance of $500.00 - $2,499.99) $2,500.00 $500.00 0.50% 0.50%
Club Plus Account $100.00 $250.00 0.75% 0.75%
Premier 50 Account $300.00 $250.00 0.75% 0.75%
Premier 50 Plus $100.00 $0 0.75% 0.75%
All checking account APY's are subject to change without notice. Fees May reduce earnings.


Money Market Accounts
Balance Minimum To Open Minimum Balance To Obtain APY Interest Rate Annual Percentage Yield (APY)
$2,500.00 and over $2,500.00 $500.00 1.00% 1.01%
$500 - $2,499.99 $2,500.00 $500.00 0.50% 0.50%
A minimum $2,500 balance is required to obtain the APY. The APY may change after the account is opened without notice. Fees may reduce earnings.


Certificates of Deposit
Term Minimum To Open & Obtain APY Interest Rate Annual Percentage Yield (APY)
3 Month CD $1,000.00 1.50% 1.51%
6 Month CD $1,000.00 2.10% 2.12%
12 Month CD $1,000.00 2.20% 2.22%
18 Month CD $1,000.00 2.40% 2.43%
24 Month CD $1,000.00 2.50% 2.53%
30 Month CD $1,000.00 2.50% 2.53%


Individual Retirement Accounts
Certificates of Deposit Accounts, from 6-months to 30-months, are available for IRA deposit accounts.
Substantial penalty may be imposed for early withdrawal. All CD's and IRA's APY's are subject to change with out notice.




 

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