Current Savings Rates
Rates are effective as of: 8/28/2008
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Savings Accounts
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Account Type
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Minimum To Open
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Minimum Balance To Obtain APY
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Interest Rate
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Annual Percentage Yield (APY)
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Passbook Savings
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$100.00
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n/a
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0.75%
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0.75%
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Statement Savings
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$100.00
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n/a
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0.75%
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0.75%
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Christmas Club
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$5.00
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n/a
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0.75%
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0.75%
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All savings accounts APY's are subject to change without notice. Fees may reduce earnings.
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Checking Accounts
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Account Type
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Minimum To Open
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Minimum Balance To Obtain APY
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Interest Rate
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Annual Percentage Yield (APY)
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NOW Account
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$750.00
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$250.00
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0.50%
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0.50%
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Super NOW Account (Balance of $2,500.00 and over)
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$2,500.00
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$500.00
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1.00%
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1.01%
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Super NOW Account (Balance of $500.00 - $2,499.99)
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$2,500.00
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$500.00
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0.50%
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0.50%
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Club Plus Account
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$100.00
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$250.00
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0.75%
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0.75%
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Premier 50 Account
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$300.00
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$250.00
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0.75%
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0.75%
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Premier 50 Plus
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$100.00
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$0
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0.75%
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0.75%
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All checking account APY's are subject to change without notice. Fees May reduce earnings.
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Money Market Accounts
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Balance
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Minimum To Open
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Minimum Balance To Obtain APY
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Interest Rate
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Annual Percentage Yield (APY)
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$2,500.00 and over
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$2,500.00
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$500.00
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1.00%
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1.01%
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$500 - $2,499.99
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$2,500.00
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$500.00
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0.50%
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0.50%
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A minimum $2,500 balance is required to obtain the APY. The APY may change after the account is opened without notice. Fees may reduce earnings.
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Certificates of Deposit
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Term
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Minimum To Open & Obtain APY
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Interest Rate
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Annual Percentage Yield (APY)
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3 Month CD
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$1,000.00
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1.50%
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1.51%
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6 Month CD
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$1,000.00
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2.10%
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2.12%
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12 Month CD
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$1,000.00
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2.20%
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2.22%
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18 Month CD
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$1,000.00
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2.40%
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2.43%
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24 Month CD
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$1,000.00
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2.50%
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2.53%
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30 Month CD
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$1,000.00
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2.50%
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2.53%
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Individual Retirement Accounts
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Certificates of Deposit Accounts, from 6-months to 30-months, are available for IRA deposit accounts.
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Substantial penalty may be imposed for early withdrawal. All CD's and IRA's APY's are subject to change with out notice.
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